10 best Platforms to get 24 hours loan in Nigeria

Loans are financial instruments that help both businesses and individuals meet their financial obligations. However, most lenders often require some form of security to act as collateral before issuing a loan to ensure repayment.

Not all Nigerian individuals have something they can provide as collateral to access a loan.That is why unsecured loans are so important.

Fortunately, business owners and individuals can now apply for a quick online her loan without pledging assets as collateral.

One of the biggest issues with doing business in Nigeria is a lack of finance. Lenders can now quickly and easily authorize loan amounts based on their assessment of a borrower’s creditworthiness and ability to repay within a predetermined time frame.

The top 10 Nigerian platforms for 24 hour loans

1. Grofin

Small and medium-sized businesses (SMEs) throughout Africa and the Middle East can get financing in the form of business loans from GroFin.

If you wish to expand your company and have investable numbers, GroFin is the ideal short position.

Businesses can access GroFin’s business loans ranging from $100,000 to $1.5 million.

2. Sumedang

SMEDAN, a government-backed initiative that provides quick and easy business his loans to Nigerian small businesses in need of funding.

The core mission of the organization is to promote entrepreneurship in Nigeria and to provide funding for business establishment.

In addition to funding, SMEDAN also provides business owners with hands-on training and support to help them run their businesses. If you would like to apply, please visit our online application portal here.


Lidya is an online platform that provides financial access to businesses. The platform offers small businesses unsecured loans from $500 to $15,000.

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According to the founders, “Lidya uses technology and algorithms to assess risk before making loans, allowing us to offer these customers financial products at a lower cost.”

4. Aella Credit

Aella Credit is building a platform to facilitate financing for Africans. Primarily focused on employee lending and enablement, the company has partnered with his three major credit bureaus in Nigeria to provide quick and affordable paperless loans to its customers.

Aella Credit uses a proprietary credit scoring algorithm to determine a user’s creditworthiness.

Developed after the team collected market data and analysis for over five years, the algorithm used social and demographic factors, as well as debt-to-income ratios, to process an applicant’s eligibility for a loan increase. take into account.

5. Zedvance

A company that specialized in offering personal loans to consumers is called Zedvance. Within a 24-hour period, you may borrow up to 3 million Naira.

If you have a paycheck from a side job in addition to a loan from the company for office workers, you can sign a contract to raise money for your company.

6. Paylater

Paylater is a straightforward, entirely online lending platform that offers quick loans to Nigerian citizens and small businesses to cover unforeseen costs and urgent financial requirements.

You have access to unsecured loans with Paylater up to 500,000 Naira. Funds are normally sent within 1-3 business days of your application being approved. You can raise your credit limit for your subsequent loan by timely paying off this one.


A digital money lender for Nigerian companies is called KiaKia.

Millions of people and SMBs without credit information have direct access to KiaKia thanks to the company’s own credit score and credit risk assessment algorithms, which combine psychometrics, big data, machine learning, and digital forensics. ,

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and The word “quickly” is the origin of the Nigerian baby name KiaKia. They believe that the answer is not only quick and easy, but also incredibly effective and efficient.

8. One Fai

OneFi, formerly known as One Credit, is a credit agency company that provides short-term consumer loans to individuals with limited access to finance.

One-Fi loans typically have a repayment cycle of 3-6 months and loan amounts up to N200,000 and above.

9. C24

C24 Limited is a microfinance institution founded with the sole mission of providing a way for people to realize opportunities in their communities by facilitating access to cash credit when they need it.

C24 understands the need for fast cash advances and reduced loan processing times. Their online loan process is streamlined to help applicants avoid the stress associated with other lending companies.

10. Quick check

QuickCheck is a modern lending platform for individuals and small businesses. QuickCheck uses mobile technology to provide individuals and small businesses with access to financial credit.

According to the platform, users will have quick and easy access to unsecured loans of up to N30,000 under either 15 or 30 day terms.

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